Riverty Consumer Terms & Conditions
I. Riverty - Invoice Options
Together with the merchant, Riverty (Riverty GmbH, Gütersloher Str. 123, DE-33415 Verl)
offers you to complete
purchase Riverty Invoice Options. To be able to pay with Riverty you have to be at least 18 years old. At the
of purchase, Riverty carries out risk and fraud checks. If you are not able to pay by invoice, you may choose
payment option available in the checkout.
What does that mean to you?
- You first receive the goods and pay afterwards
- You do not need to provide any account details in the checkout
- You have 14 or more days to pay. You simply transfer the open amount to Riverty
If you choose to pay by using Riverty open invoice, Riverty takes over the entire processing of your invoice
We already inform you here that we transfer the claim arising from your purchase to Riverty. Therefore you will
an invoice from Riverty for your purchases by e-mail and your payment has to be made to an account of Riverty.
The purchase on open invoice, we offer you along with Riverty free of charge.
Rivertys 14 day invoice grants you from receipt of the goods 14 days to pay your order. If you do not pay the
these 14 days, you will be in default of payment.
If your payment is over due, all claims are immediately due for payment. Furthermore, we or our partner are
entitled to charge
you the default interest in the statutory amount, for the second and each further reminder a reminder fee in the
of EUR 2.50, whereby the proof is permitted that us or our partner has suffered a significantly lower damage. We
partner reserve the right to prove that the processing of the respective reminder or handover to a collection
has caused greater damage. In case of an overdue payment, you undertake to reimburse all costs and expenses. The
of debt recovery include, without prejudice to a procedural cost compensation, also all out of court costs of a
collection agency and a lawyer.
Complaints regarding the processing of payments can be made in written form by mail under the subject
"Beschwerden" to Arvato
Payment Solutions GmbH, Gütersloher Str. 123, D-33415 Verl.
You also have the right to lodge a complaint with the arbitration board of the Deutsche Bundesbank. The
complaint is to be
Postfach 11 12 32
60047 Frankfurt a. M.
The complaint shall be made in written form, including a brief summary of the facts and accompanied by the
for the complaint to be processes. For more details, please refer to the complaint regulations published on the
of the Deutsche Bundesbank.
III. Personal data
The protection of your privacy is of the utmost importance to us. Riverty processes personal data in order to
identity, assess on which payment option to offer you, administrate the customer relationship, to prevent abuse
of Riverty, to conduct customer and risk analysis and risk management, for the prevention of money laundering,
comply with general legal requirements. Personal data is information that can be directly or indirectly linked
Below are examples of personal data that Riverty may process:
- Contact information – name, address, date of birth, Social security number. email address, telephone number,
- Payment information – invoice information, bank account number etc.
- Financial information – your income, potential credit commitments, negative payment history
- Information on goods/services – details about the items you purchase
- Historical information – your purchase, payment and credit acceptance history
We reuse the data you previously provided to us and we may share your information with credit reference
agencies and providers
of identity lookups and anti-money laundering screening companies for the purpose of assessing your credit score
risk assessment upon applying for one of our payment methods, and for confirming your identity and address
If you have used Riverty´s services previously, there might be information stored about you, e.g. for customer
documentation requirements or similar approved purposes. Where available Riverty will use such information to
your identity and simplify your use of Riverty. Riverty may use electronic communication (through for example
messages and e-mail) in contacts with you. You are entitled to request access to data, edit incorrect data
you or inform us that you no longer wish to have your personal data stored. The request shall be sent to
Data may also be provided to the merchant from which you made your purchase (for administrative purposes) and
and other governing bodies if Riverty is legally required to do so. Riverty may also share your personal data
other companies within the Arvato Financial Solutions group. Riverty is the data controller for the processing
personal data. Please see Riverty´s Privacy Statement for Riverty´s full description of Riverty´s processing of
only to obtain
information on the use of Riverty’s websites. This makes it possible to recognize your computer automatically
time you view Riverty’s websites. However, cookies contain no personal data, so the protection of your private
is ensured. Depending on your settings, your Internet browser may automatically accept cookies. However, you may
change your browser settings at any time and use Riverty’s websites without cookies, the usability of those